Buying a Second Home

Congratulations! You are planning on buying a second home, something most people only dream of. Whether it's a Snowbird's winter retreat or a cabin in the mountains, Bank of Utah has the loan options to best suit your needs. Contact one of our loan officers directly or call us at 801.285.5000

Some Available Options

Fixed-Rate Mortgage

A fixed-rate mortgage offers a straightforward monthly payment. With a fixed-rate mortgage, your interest rate—and your total monthly payment of principal and interest—will stay the same for the entire term of the loan. That predictability makes it easier to set your budget.

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Interest Only

An innovative loan that offers the ultimate flexibility. Choose either the fixed rate or the adjustable rate program and pay interest only for the first 10 years, with the flexibility to make principal payments whenever you choose.

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Adjustible Rate

If having the lowest possible monthly payment is your goal then you may want to explore Adjustable Rate Mortgages. Find out details about how adjustable rate mortgages work, and how to decide when this option is right for you.

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