First Time Home Buyers

Buying your first home can be overwhelming. Our residential mortgage experts have helped thousands of first-time homebuyers just like you. Check out some of the terrific resources below and contact one of our loan officers directly or call us at 801.285.5000

Fixed-Rate Mortgage

A fixed-rate mortgage offers a straightforward monthly payment. With a fixed-rate mortgage, your interest rate—and your total monthly payment of principal and interest—will stay the same for the entire term of the loan. That predictability makes it easier to set your budget.

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FHA

With higher maximum loan amounts, lower down payments required, and flexible credit and income guidelines - an FHA mortgage may be the perfect home purchase loan for you. Both fixed and adjustable rates are available.

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VA

Flexible credit guidelines, great rates and the ability to borrower up to 100% of the value of a home makes the VA loan one of the best mortgages on the market. PNC Mortgage is proud to help veterans take advantage of this great benefit.

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Utah Housing

Utah Housing loans allow an eligible borrower, to borrower their down payment and closing costs. Borrowers are able to purchase a home with little or no cash investment at a competitive interest rate.

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Adjustible Rate

If having the lowest possible monthly payment is your goal then you may want to explore Adjustable Rate Mortgages. Find out details about how adjustable rate mortgages work, and how to decide when this option is right for you.

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